The cleaners insurance that you need depends on the type of business you operate and whether or not you employ anyone or have others work for you.

Cleaners Public Liability Insurance

If you work alone or as a partnership or you operate as a Ltd company that has only one director and you don’t employ anyone or have others work for you on a self employed basis then you should look to arrange Public Liability Insurance. Whilst you are not legally required to arrange this cover you may be contractually required to do so by your customers or any company you sub contract for. It can also be a low cost to pay for peace of mind should a claim arise against you.

Employers Liability Insurance

If you operate a company (no matter what type) that has other people doing work for your company, whether they are employed or self employed, full or part time, then you are legally required to arrange Employers Liability Insurance . This cover can only be bought along with Public Liability Insurance as part of a Combined Cleaners Insurance Liability policy.

Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.

Employers’ liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether caused on or off site.

If your insurance policy isn’t tailor made for cleaners, then there is a good chance this might be excluded and you’d have to pay for damages yourself.

Basically it gives you insurance cover should you damage something that you are cleaning.

This provides cover for damage caused by chemicals or solutions used in the cleaning process.

Treatment risks covers things such as shrinkage, colour runs, using the wrong cleaning process on carpets, soft furnishings and upholstery.

We can provide cover for a wide range of cleaning activities including;

Carpet & Upholstery Cleaning including soft furnishings
Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses 
Conservatory Cleaning
Contract Cleaning
Domestic Property Cleaning (interior and exterior)
End of Tenancy Cleaning (interior and exterior)
Gutter Cleaning
Hard Floor Cleaning
Holiday Home Cleaning (including Caravans)
Kitchen Cleaning
Oven (domestic and catering only) & White Goods Cleaning
Pressure Washing to 248 bar (3,600 psi)
Solar Panel Cleaning
Window Cleaning including Soffits, Fascia and Frames

We have several types of payment options available including card and also direct debit depending on the size of the premium.

One of the Insurers that we have access to offer interest free credit with no deposit over 12 months.

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